I am now actually, REALLY, completely following Dave Ramsey's plan. I quit contributions to my 401(k) as of the paycheck I will receive on Friday and all of that money (somewhere between 200 and 300 dollars/month) will go to credit card debt. I'm sick of having stupid bills that I wouldn't have if I just paid it off.
I have roughly 8 grand in credit card debt (3 grand from appliances when we bought the house, the rest is mostly tuition). My interest rates are between 9 and 13 percent. I'm ready to knock it OUT.
I will update monthly-ish on progress with that. I might even make little graphs and stuff.